●In the black （指銀行的審核） 屬正常紀錄的帳戶
It is quite difficult for new companies to get in the black during their first year of operation.

●Exchange Fluctuations   匯率變動
Daily exchange fluctuations don't really affect the average consumer, but for currency speculators they can be crucial for gaining optimal market position.

●Charge for remittance   匯費
Upon sending payment to an overseas company, your bank as well as the overseas bank may assess a charge for remittance.

●Break Even  收支打平，不賺不賠
While Coca-cola was turning large profits in the China market, its competitors struggled to break even.

●Lucrative  有利益的，獲利的，合算的
Even though emerging markets appear to be lucrative, investment comes with high risk.

●Default on a payment  （未能如約的）欠款，違款
A customer who defaults on payment may be subject to penalties such as cancelled shipment, fines, or even legal action.

●Compensation  賠償
Compensation for services is often negotiated before beginning work on a contract.
Consumers & Marketing

●Consumer Market 消費市場
After providing services for commercial customers for years, Intec Services Inc. decided to enter the consumer market.

●Consumer behavior 消費行為
It is necessary to understand a country or region's culture in order to predict consumer behavior.

●Clearance Sale 清倉大拍賣
Department stores typically hold clearance sales to clear out dated inventory and make way for the new season.

●Direct mail advertising 廣告 （直接郵寄目錄…等）
Direct mail advertising is an effective way to attract consumers who have shown previous interest in a particular good or service.

●Bedrock price 最低價
Typically, suppliers should try to negotiate well above the bedrock price, coming down only if absolutely necessary.

●Bid price　投標價 出價
Typically, the bid price is the first price  offered   by the customer in negotiations, and is typically lower than the supplier is asking.

●Press release 新聞稿
Companies often use press releases to attract media attention to important company news or company involvement in public affairs.

●Mail order　郵購
Mail Order services are very popular with customers in rural areas who do not have direct access to the latest technologies and fashion.

●Point of sale 商品賣出處（泛指經銷商家，商店）
Purchase decisions are often made at the point of sale, so it's important to have  in-store  advertising   as  well
as knowledgeable customer service representatives.