●profligate a. 揮霍的
The 10 million bequest from his uncle is a windfall to him. He has then lived on the interest and even led a profligate life.
叔叔留給他的一千萬遺產是一筆橫財，所賺利息已足夠他過生活──揮霍的生活。

●anticipate v. 提前花用
Under the advice of his thrifty wife, Brado is more sparing and avoids anticipating his earnings.
在秉性節儉的妻子建議下，布拉多花錢很節制，避免提早花用薪金。

●haggle v. 講價
The parsimonious housekeeper has the proclivity to haggle over the price with the salesmen.
那管家吝嗇成性，傾向與店員討價還價。
"parsimonious"是「極吝嗇的、過份節儉」；"proclivity"是「有……之傾向、癖好（常指不好的事）」。

●embezzlement n. 侵吞別人金錢財產
The chairman of the foundation brooks no embezzlement of the public donations.
基金會主席絕不容忍有人擅自挪用公眾捐款。
" brook no sth"是「不容許」。

●in clover 生活優渥
Faith used to live in clover. After she has been flat broke, she is working upside-down hours.
費思以前生活優裕；自破產後，只得日夜顛倒不停工作。

●keep close tabs on 密切監察
Having been out of bread, the householder keeps close tabs on every single dollar spent and tries to be provident.
自從失業後，身為一家之主的他盯緊所花的每一分錢，事事節約。

●tighten the purse strings 緊縮開支
Due to the sudden death of our father, the breadwinner, we have to tighten the purse strings by cutting down on expenditure.
父親是家中經濟支柱，如今遽然猝逝，我們都要節衣縮食，削減開支。
"Money
talks."（金錢萬能），有錢雖代表你富有，但不能讓你心靈精神富有。唯有知足感謝現前所擁有的，才能夠成為一個雖貧而實富之人。